I turned 62 this month.  I know what you’re thinking.  I don’t look a day over 61 and a half.  Thank you.  If you Google anything related to the topic of when to take Social Security you must be prepared to wade through a massive amount of articles discussing whether it is better to start retirement benefits at 62 or wait until your full retirement age or until you reach age 70.  I’m not going to pretend that I can adequately address all of the various scenarios, some of which can be quite complex, that come into play when people address this question.  I can only give you my view.